TERMS OF SERVICE

Last Updated: [01/01/2026]

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INTRODUCTION

Welcome to PRUDENTIAL ECOMMERCE INC. These Terms of Service govern your use of our website and the purchase of our footwear and apparel products. By accessing or using our website, you agree to be bound by these terms. Please read them carefully.

Company: PRUDENTIAL ECOMMERCE INC
Email: contact@prudentialdent.com
Address: 9141 90TH ST, WOODHAVEN, NY 11421, United States

If you do not agree with any part of these Terms of Service, you may not access our website or use our services.

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1. DEFINITIONS

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2. ACCEPTANCE OF TERMS

By accessing or using our website, you represent and warrant that:

• You are at least 18 years of age or the age of majority in your jurisdiction

• You have the legal capacity to enter into a binding contract

• You will use our website in accordance with these Terms and all applicable laws and regulations

• The information you provide to us is accurate, complete, and current

If you are using our website on behalf of a business or entity, you represent that you have the authority to bind that entity to these Terms.

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3. ACCOUNT REGISTRATION

To access certain features of our website, you may need to create an account. When creating an account, you agree to:

• Provide accurate, current, and complete information

• Maintain and update your information promptly

• Keep your password confidential and secure

• Not share your account credentials with others

• Notify us immediately of any unauthorized use of your account

• Accept responsibility for all activities that occur under your account

We reserve the right to suspend or terminate accounts that violate these Terms or for any other reason at our sole discretion.

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4. PRODUCT INFORMATION

4.1 Product Descriptions

We strive to display our footwear and apparel products as accurately as possible. However, we do not warrant that product descriptions, images, colors, or other content on our website are completely accurate, reliable, current, or error-free.

4.2 Sizing and Fit

Sizing information is provided as a general guide. Fit may vary depending on brand, style, and individual body type. We recommend:

• Reviewing our Size Guide before purchasing

• Reading product descriptions for fit notes (e.g., “runs true to size,” “runs small,” “runs large”)

• Contacting us at contact@prudentialdent.com with specific sizing questions

4.3 Colors

We make every effort to display product colors accurately. However, the actual colors you see may vary depending on your monitor, screen settings, and lighting conditions. We cannot guarantee that your monitor’s display of any color will accurately reflect the actual product color.

4.4 Availability

All products are subject to availability. We reserve the right to:

• Limit quantities of any product

• Discontinue products at any time without notice

• Restrict sales to resellers or bulk purchasers

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5. PRICING AND PAYMENT

5.1 Pricing

All prices on our website are in [US Dollars] unless otherwise stated. Prices are subject to change without notice. The price charged for a product will be the price in effect at the time the order is placed, except in cases of obvious error.

5.2 Taxes

You are responsible for all applicable sales taxes, use taxes, value-added taxes (VAT), goods and services taxes (GST), or other similar taxes imposed by any government authority in connection with your purchase. Taxes will be calculated and displayed at checkout based on your shipping address.

5.3 Payment Methods

We accept the following payment methods:

• Visa, MasterCard, American Express, and Discover credit cards

• Debit cards

• PayPal

• Apple Pay

• Google Pay

• Shop Pay

By providing payment information, you represent and warrant that:

• You are authorized to use the payment method

• The payment information you provide is accurate and complete

• You authorize us to charge the total amount of your order, including applicable taxes and shipping costs

5.4 Payment Processing

All payments are processed securely through third-party payment processors. We do not store your full payment information on our servers. Your transaction is subject to the terms and conditions of your payment method and our payment processors.

5.5 Order Confirmation

After placing an order, you will receive an email acknowledging receipt of your order. This does not constitute acceptance of your order. We reserve the right to accept or decline your order for any reason, including:

• Product unavailability

• Errors in product information or pricing

• Suspected fraud or unauthorized transaction

• Inability to verify payment information

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6. ORDER ACCEPTANCE AND CANCELLATION

6.1 Order Acceptance

Your order is considered accepted when we ship the product and send you a shipping confirmation email. We reserve the right to refuse or cancel any order, even after order confirmation, for reasons including:

• Product is out of stock or discontinued

• Pricing or product description error

• Suspected fraudulent activity

• Inability to verify shipping address

• Order exceeds reasonable limits

6.2 Order Cancellation by Customer

You may cancel your order within 24 hours of placement by contacting us at contact@prudentialdent.com. After 24 hours or once your order has been processed or shipped, cancellations are not possible, and the order must be handled through our Return & Exchange Policy.

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7. SHIPPING AND DELIVERY

7.1 Shipping Policy

All orders are subject to our Shipping & Delivery Policy, which is incorporated into these Terms by reference. Please review our Shipping & Delivery Policy for information on:

• Shipping methods and carriers

• Processing times

• Estimated delivery times

• Shipping costs

• International shipping

• Customs and duties

7.2 Risk of Loss

All items purchased from our website are made pursuant to a shipment contract. The risk of loss and title for such items pass to you upon our delivery to the carrier.

7.3 Delivery Address

You are responsible for providing accurate and complete shipping information. We are not responsible for:

• Packages delivered to incorrect addresses provided by you

• Delays caused by incorrect address information

• Lost or stolen packages confirmed as delivered to the address provided

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8. RETURNS AND EXCHANGES

All returns and exchanges are subject to our Return & Exchange Policy, which is incorporated into these Terms by reference. Please review our Return & Exchange Policy for information on:

• Return window and eligibility

• Return process

• Refund timing

• Exchange availability

• Return shipping costs

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9. INTELLECTUAL PROPERTY RIGHTS

9.1 Ownership

All content on our website, including but not limited to:

• Text, graphics, logos, and images

• Product photos and descriptions

• Software and code

• Design, layout, and arrangement

• Trademarks, trade names, and service marks

is the property of PRUDENTIAL ECOMMERCE INC or our licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.

9.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our website for personal, non-commercial purposes. You may not:

• Reproduce, distribute, or publicly display any content from our website without our written permission

• Modify or create derivative works based on our content

• Use our trademarks or trade names without our prior written consent

• Remove any copyright or proprietary notices from our content

9.3 User Content

If you submit reviews, comments, photos, or other content to our website, you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You represent that you own or have the necessary rights to any content you submit.

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10. USER CONDUCT

You agree not to use our website for any unlawful purpose or in any way that could:

• Violate any applicable federal, state, local, or international law or regulation

• Infringe upon the intellectual property rights of others

• Transmit harmful code, viruses, or malicious software

• Interfere with the proper functioning of our website

• Attempt to gain unauthorized access to our systems

• Harass, abuse, or harm others

• Impersonate any person or entity

• Collect or store personal information about other users

• Engage in any activity that could damage, disable, or impair our website

We reserve the right to terminate your access to our website for violating these conduct provisions.

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11. THIRD-PARTY LINKS

Our website may contain links to third-party websites or services that are not owned or controlled by us. These links are provided for your convenience only. We have no control over, and assume no responsibility for:

• The content, privacy policies, or practices of any third-party websites

• Any transactions you conduct with third-party sites

• Any loss or damage arising from your use of third-party websites

We encourage you to read the terms and privacy policies of any third-party websites you visit.

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12. DISCLAIMER OF WARRANTIES

YOUR USE OF OUR WEBSITE AND PRODUCTS IS AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT

• WARRANTIES THAT OUR WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE

• WARRANTIES REGARDING THE ACCURACY, RELIABILITY, OR COMPLETENESS OF ANY CONTENT ON OUR WEBSITE

• WARRANTIES THAT ANY PRODUCTS PURCHASED WILL MEET YOUR EXPECTATIONS OR REQUIREMENTS

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH OUR WEBSITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

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13. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL PRUDENTIAL ECOMMERCE INC, OUR DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS, CONTRACTORS, OR LICENSORS BE LIABLE FOR:

• ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES

• LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL

• PRODUCT LIABILITY CLAIMS ARISING FROM YOUR USE OF OUR PRODUCTS

• DAMAGES RESULTING FROM YOUR INABILITY TO USE OUR WEBSITE

• CLAIMS BASED ON STRICT LIABILITY OR NEGLIGENCE

OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING FROM OR RELATING TO THESE TERMS OR YOUR USE OF OUR WEBSITE OR PRODUCTS SHALL NOT EXCEED THE GREATER OF:

• THE AMOUNT YOU PAID TO US FOR THE PRODUCTS GIVING RISE TO THE CLAIM

• ONE HUNDRED DOLLARS ($100)

SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

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14. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless PRUDENTIAL ECOMMERCE INC, our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns, and employees from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of:

• Your breach of these Terms of Service

• Your violation of any law or the rights of any third party

• Your use of our website or products

• Any content you submit to our website

We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate with us in asserting any available defenses.

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15. GOVERNING LAW AND JURISDICTION

These Terms of Service and any separate agreements whereby we provide you services shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.

Any legal suit, action, or proceeding arising out of or relating to these Terms or our website shall be instituted exclusively in the federal or state courts located in New York County, New York. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

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16. DISPUTE RESOLUTION

16.1 Informal Resolution

Before filing any claim, you agree to attempt to resolve any dispute informally by contacting us at contact@prudentialdent.com. We will attempt to resolve the dispute internally. If we cannot resolve the dispute within 60 days, you may pursue your claim as provided in this section.

16.2 Binding Arbitration

At our sole discretion, we may require any dispute arising out of or relating to these Terms to be submitted to binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall be conducted in New York County, New York. The arbitrator’s award shall be binding and may be entered as a judgment in any court of competent jurisdiction.

16.3 Class Action Waiver

YOU AND PRUDENTIAL ECOMMERCE INC AGREE THAT ANY PROCEEDINGS TO RESOLVE DISPUTES WILL BE CONDUCTED ON AN INDIVIDUAL BASIS AND NOT AS A CLASS ACTION, CONSOLIDATED ACTION, OR REPRESENTATIVE ACTION.

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17. ELECTRONIC COMMUNICATIONS

By using our website and providing your email address, you consent to receive electronic communications from us. These communications may include:

• Order confirmations and shipping updates

• Responses to your inquiries

• Marketing emails and newsletters (you may opt out at any time)

• Notices about changes to our policies or terms

You agree that all agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that such communications be in writing.

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18. MODIFICATIONS TO TERMS

We reserve the right to modify these Terms of Service at any time. Changes will become effective immediately upon posting to our website. Your continued use of our website after any changes constitutes your acceptance of the modified Terms.

We encourage you to review these Terms periodically for updates. The “Last Updated” date at the top of this page indicates when these Terms were last revised.

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19. SEVERABILITY

If any provision of these Terms of Service is determined to be unlawful, void, or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms. Such determination shall not affect the validity and enforceability of any other remaining provisions.

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20. WAIVER

No waiver of any term or condition of these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. Our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

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21. ENTIRE AGREEMENT

These Terms of Service, together with our Privacy Policy, Cookie Policy, Shipping & Delivery Policy, and Return & Exchange Policy, constitute the entire agreement between you and PRUDENTIAL ECOMMERCE INC regarding your use of our website and purchase of our products, superseding any prior agreements or understandings.

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22. FORCE MAJEURE

We shall not be liable for any delay or failure to perform our obligations under these Terms due to causes beyond our reasonable control, including but not limited to:

• Acts of God, natural disasters, or severe weather

• War, terrorism, or civil unrest

• Government actions or regulations

• Strikes or labor disputes

• Power outages or internet disruptions

• Pandemic, epidemic, or public health emergencies

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23. TERMINATION

We may terminate or suspend your account and access to our website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

Upon termination, your right to use our website will immediately cease. Provisions of these Terms that by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnification, and limitations of liability.

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24. CONTACT INFORMATION

If you have any questions about these Terms of Service, please contact us:

Email: contact@prudentialdent.com
Company: PRUDENTIAL ECOMMERCE INC
Address: 9141 90TH ST, WOODHAVEN, NY 11421, United States

Customer Service Hours: Monday – Friday: 9:00 AM – 6:00 PM (EST)

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ACKNOWLEDGMENT

BY USING OUR WEBSITE OR PURCHASING OUR PRODUCTS, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE AND AGREE TO BE BOUND BY THEM.

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These Terms of Service were last updated on [01/01/2026].

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Thank you for choosing PRUDENTIAL ECOMMERCE INC for your footwear and apparel needs. We appreciate your business and look forward to serving you.